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John M. Curry

Mr. Curry, BS, MBA, CPM, GSP, RR, is the founder, Chief Executive Officer, Chairman, Director and Shareholder of APT Financial Services, Inc., and its subsidiaries. Mr. Curry has been responsible for the construction of over 4,000 units of multi-family housing and 240,000 square feet of commercial space at a cost of over $120,000,000. Mr. Curry is a graduate of the University of San Francisco (BS, 1968) and the Harvard Graduate School of Business Administration (MBA, 1970). He is a licensed Real Estate Broker in Massachusetts and New York and a licensed builder in Massachusetts. His professional memberships include the Institute of Real Estate Management with the classification of Certified Property Manager, the Greater Boston Real Estate Board, Builders Association of Greater Boston and is listed in Who's Who in America.

Jeffrey E. Ewing

Mr. Ewing, BS, CPA, is the President, Chief Financial Officer and Shareholder of APT Financial Services, Inc. Mr. Ewing joined the company in December 1992, becoming its controller, and in December 1994, he became the Company's President and Chief Financial Officer. He is responsible for new business development, corporate operations and the development, implementation and review of all financial reporting systems as well as compliance with applicable tax and regulatory requirements. Prior to joining APT, Mr. Ewing was employed by Congress Realty Group of Companies as assistant controller and by the accounting firm of Robert Ercolini and Company as a senior auditor. Mr. Ewing is a Certified Public Accountant in the Commonwealth of Massachusetts and a NASD registered Financial and Operations Principal. Mr Ewing received his B.S. in Accountancy from Bentley College and is a member of the American Institute of Certified Public Accountants and the Massachusetts Society of Certified Public Accountants.

J. Stewart Harvey, Jr.

Mr. Harvey, BSBA, MBA, is a Director and Shareholder of APT Financial Services, Inc. and its subsidiaries. Mr. Harvey is Managing Director of Aberdeen America Inc., an investment firm. and has held the position since 1985. Prior to this, Mr. Harvey was Vice President and Principal of Gardner and Preston Moss, Inc. Mr. Harvey also was Vice President and Director of Research for Fidelity Management and Research Company, the largest mutual funds firm in the country. Mr. Harvey is a graduate of Boston University (BS BA 1960) and Northeastern University (MBA-Finance, 1966).


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